Vice President, Portfolio Management & Early Alert - Commercial Credit Zone 1 MY at CIMB Group

Job description

Supervision and credit management of CBCs portfolio for the following: - Asset Quality monitoring – Delinquency tracking/ force impairment/ NPL Early warning accounts identification for all CBC’s portfolio based on predictive tools & remedial proposals Fresh Impairment & ECL projection including FRS 139 (IA Provision) monthly reporting to Finance & Group Risk Collaborate with CBC on submission of R&R Proposals. Thereafter to closely monitor the implementation and compliance of the R&R proposals with the CBCs, to prevent the accounts from falling into impaired status. Pricing, ad-hoc contractors appointment and adhoc appointment of Insurer request Administrative tracking and monitoring of monthly stale / unrated rating/ interim Credit Risk Rating/ overdue review / bullet & balloon credit / Prohibited Credit/ trade risk indicator / escrow accounts / R&R submission/ Country Risk Rating/ PWC, BNM and GCAD Audit reply review. Stress Test and portfolio assessments Account planning and follow up on special attention / weak accounts not limited to exit plan/ reduction scheme to mitigate potential losses & ECL. Post mortem on accounts turning impaired with specific learning lessons, common errors, major cause of default etc. Evaluate and recommend annual review / amendment / R&R proposal under DA of CCZs Monitoring of Sector Appetite / sector limit Adhoc assignments from time to time.