Unrepresented Bodily Injury Adjuster at Allstate

Job description

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers. Job Description This role is responsible for investigating and confirming the facts of loss for complex automobile accidents. The position determines coverage, liability, and damages, and adjusts and negotiates claims within established authority levels. The role also includes handling injury claims within our Initial Handler Bodily Injury (IHBI) Casualty Unit. National General is hiring an experienced Unrepresented Bodily Injury Consultant or a claims professional with a strong foundation in liability and full claim ownership who is ready to take the next step in their claims career. The ideal candidate is a self-motivated professional with strong time management and organizational skills who can work independently, prioritize effectively, and maintain attention to detail in a fast-paced environment. Strong customer service and communication skills are essential. Experience handling claims in Washington and Nevada is highly desirable, and bilingual candidates are strongly encouraged to apply. Key Responsibilities • Determines subrogation or fraud potential and how to handle for complex cases • Applies advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department • Handles investigation regarding all aspects of complex auto claims (coverage, liability and damages) with the exercise discretion and independence within increased level of authority • For claims involving injuries (if handled), learns how to review, evaluate, and negotiate moderate to complex injury claims • Recognizes and identifies body parts of a vehicle and understanding other potential property damage • Identifies customer needs and works to meet those needs using appropriate customer service skills Supervisory Responsibilities • This job does not have supervisory duties. As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply. #LI-AS2 Skills Auto Insurance Claims, Bodily Injury Claims, Injury Assessment, Negotiation, Organizing, Prioritization, Time Management, Written Communication Compensation Base compensation offered for this role is: Adjuster Analyst III: $50,000.00 - 65,300.00/salary Adjuster Cons I: $53,500.00 - 77,800.00/salary Adjuster Cons II: $56,000.00 - 82,500.00/salary Adjuster Sr. Cons I: $68,500.00 - 104,100.00/salary Compensation is based on experience and qualifications. Total compensation for this role may include additional components, such as incentive pay (for example, commission or bonus), if applicable. Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact. Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant o