Underwriter, Finance & Insurance at Arch Capital Group in Kansas City

Job description

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Position Summary: The Underwriter, Finance & Insurance (F&I), will support underwriting execution, risk evaluation, pricing analysis, and portfolio monitoring for F&I products including Debt Protection Products (Gap, Excess Wear & Tear), Vehicle Service Contracts, Ancillary Service Contracts, Limited Warranties, Auto Deductible Reimbursement, and Vehicle Protection Products. This individual will report to the Vice President of Underwriting and work closely with the Warranty & Lender Solutions underwriting team, business partners, and cross-functional stakeholders. Responsibilities and Accountabilities: Evaluate risk selection, pricing, and program structure for new and existing accounts within assigned authority and established underwriting guidelines. Support the development and documentation of underwriting guidelines, pricing assumptions, and portfolio optimization initiatives in partnership with the AWLS management team. Analyze portfolio performance, loss trends, audits, and KPIs; identify issues and prepare recommendations for corrective action. Refer large, complex, special risk, or sensitive accounts to senior underwriting leadership with clear analysis and recommended next steps. Support relationships with clients, agents, OEM’s, and third-party administrators by providing timely underwriting analysis, documentation, and issue resolution. Partner with clients and internal stakeholders to understand business objectives and align underwriting solutions and operational capabilities with program needs. Participate in onboarding, training, and knowledge-sharing activities to promote consistency across the underwriting team. Support the end-to-end underwriting lifecycle, including quote letter development, binding, policy issuance coordination, and post-bind activities. Review portfolio reports, loss projections, and performance metrics; summarize insights for underwriting leadership. Maintain working knowledge of F&I products, regulatory considerations, trade association updates, and competitive market dynamics. Stay informed on industry trends and emerging risks; share observations and support updates to underwriting approach and risk appetite as directed. Required Skills and Abilities: Underwriting experience in F&I, specialty insurance, or related lines. Ability to evaluate risk, interpret loss experience, analyze financial information, and prepare sound underwriting recommendations. Ability to communicate effectively with clients, business partners, and internal stakeholders. Ability to manage multiple priorities, meet deadlines, and maintain accurate documentation. Proficiency in Excel and data analysis tools. Desired Skills and Abilities: Direct experience with Debt Protection Products, Vehicle Service Contracts, Ancillary Service Contracts, Limited Warranties, or Vehicle Protection Products. Professional designations such as CPCU, AINS, or ARe, or progress toward a designation. Experience supporting underwriting audits, pricing models, portfolio reviews, or client reporting. Education and Experience: Bachelor’s degree in Business, Finance, Accounting, Economics, or related field, or equivalent experience. Proficiency in Excel is required. #LI-JD1 For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $75,000 - $83,000/year Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as busin