Software Engineer at VFX Financial in Portimão

Job description

About VFX VFX Financial is one of the UK’s fastest-growing FinTechs, helping complex organisations move, manage, and protect money across borders. Built for specialist sectors, multi-jurisdiction structures, and high-compliance environments, we support businesses whose needs go beyond standard banking. We’re selective about who we work with because exceptional service requires focus and commitment. With six international offices, six regulatory licences, and an 83% CAGR over the past three years, we’re scaling rapidly and earning industry recognition along the way — including the Financial Times FT1000: Europe’s Fastest Growing Companies 2026, CNBC UK’s Top Fintech Companies 2025, Wealth & Finance FinTech Awards 2025, and the Business Growth Award from Business Awards UK. Behind it all is a team of ambitious VFXers united by collective ownership, a focus on growth, and a shared passion for solving complex problems. About the Role We’re seeking a detail-driven and highly capable Back-End Software Engineer to join our engineering team and contribute to the core systems powering VFX’s global financial infrastructure. You will work across complex, high-value domains including multi-currency account architecture, payment routing, treasury operations, risk management, compliance workflows, and API-driven client integrations. This role is suited to someone who brings discipline, precision, and a strong engineering mindset. You will thrive if you enjoy building resilient, scalable and secure systems that serve sophisticated clients operating across multiple jurisdictions and regulatory environments. This is an opportunity to deepen your expertise within a regulated FinTech while making a tangible impact across a platform used by global businesses. This role can be hybrid at our office in Portimao or fully remote across Portugal. Key Responsibilities Collaborate with engineering, product, operational SMEs, and wider stakeholders to translate complex requirements into robust technical solutions. Architect, implement, and rigorously test high-quality .NET applications with a focus on performance, reliability, and scalability. Produce clean, maintainable, and well-documented code aligned with VFX engineering standards. Proactively identify and remediate defects through detailed root-cause analysis. Maintain and enhance existing applications, ensuring resilience and operational efficiency across our .NET ecosystem. Conduct peer code reviews to ensure quality, maintainability, and adherence to engineering best practices. Create comprehensive technical documentation to support future development, onboarding, and architectural clarity. Remain current with emerging .NET technologies and best practices, implementing improvements that strengthen the competitiveness and robustness of our platform. Embed security principles directly into the codebase, addressing risks proactively. Partner with QA teams on test planning and execution to uphold VFX’s high software quality standards. Actively participate in Agile ceremonies, contributing to predictable delivery, improved collaboration, and continuous improvement across sprints. Key Challenges Building and maintaining enterprise-grade backend systems within a regulated financial environment. Translating complex financial concepts — payments, FX, reconciliation, treasury workflows —into robust engineering solutions. Balancing speed, innovation, and long-term stability across critical systems. Managing competing priorities across stakeholders, systems, and domain areas. Ensuring scalability, security, and operational consistency in a rapidly evolving environment. Candidate Profile Demonstrates technical rigor, attention to detail, and ownership of outcomes. Able to operate with clarity in complex environments, navigating ambiguity with composure. Communicates confidently across technical and non-technical audiences. Thrives in agile, iterative delivery environments, contributing proactively to team perf