Senior Tax Accountant at PayJoy in Taguig City

Job description

About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role PayJoy provides cell phone financing and general credit in emerging markets to underserved customers who previously lacked access to traditional credit and banking. We are seeking a Philippines-based tax expert whose initial focus will be primarily on the Philippines, with additional responsibility for establishing tax infrastructure in India and Indonesia. This includes tax registrations, compliance calendars, advisor coordination, reporting processes, and controls to support launches and growth. The role will also support future expansion into markets such as Vietnam. Reporting to the Global Head of Tax, this role combines hands-on execution with independent technical judgment across complex tax environments. The role must connect tax decisions with customer financing, product design, and profitable growth. This is a senior individual contributor role with no direct reports, leading through technical expertise, advisor oversight, and cross-functional collaboration. Responsibilities Philippines Tax Ownership and Regional Advisor Oversight: Own Philippines tax compliance and the regional tax calendar. Review and challenge returns, calculations, and technical positions prepared by KPMG and other advisors. Coordinate timely filings, payments, and reconciliations with Finance. Scope includes corporate income tax, VAT/GST, withholding taxes, Philippine EWT, FWT and DST, and applicable Indonesia and India obligations as operations develop. Tax Provision and Accounting: Review quarterly and annual tax provision work products prepared by KPMG under local GAAP and US GAAP. Evaluate key assumptions, current and deferred tax calculations, temporary and permanent differences, deferred tax asset recoverability, and uncertain tax positions. Review supporting schedules and proposed tax journal entries, resolve questions with KPMG, and coordinate reporting and booking with Controllers and Global Tax. Explain effective tax rate movements and flag material issues to the Global Head of Tax. Transfer Pricing and Intercompany Transactions: Review transfer pricing calculations, quarterly true-ups, and documentation prepared by Global Tax and external advisors. Coordinate data collection, timelines, and implementation with KPMG, Global Tax, and local Finance teams. Review intercompany charges, financing arrangements, withholding tax treatment, local deductibility, treaty eligibility, and documentation requirements. Resolve review questions and escalate material issues with recommended actions. Growth and Product Tax Support: Focus initially primarily on the Philippines, while coordinating the establishment of tax infrastructure in India and Indonesia, including registrations, compliance processes, advisor arrangements, and reporting controls. Support future Vietnam expansion. Assess tax implications of financing products, interest and fees, credit losses, customer invoicing, funding flows, and cross-border payments. Partner with Finance, Legal, Product, and Operations to establish tax requirements before launches and operational changes. Document recommendations, implementation steps, and issues requiring Global Head of Tax approval. Tax Audits and Controversies: Lead regional coordination of tax authority audits, assessm