Loan Boarding & Legal Document Review Specialist at Axos Financial in San Diego, CA

Job description

Axos Bank Target Range: $25.00/Hr. - $30.46/Hr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 12.5% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets. About This Job The Loan Boarding & Legal Document Review Specialist is responsible for the accurate, timely boarding of commercial real estate loans. You will review executed legal documents, validate key terms against the approved credit memo, collect and verify KYC, and make sure the loan record in nCino and the core system matches what was approved and signed. You are the final checkpoint between closing and servicing, so attention to detail and the ability to spot discrepancies are essential. Responsibilities: Review loan documentation, credit approvals, participation agreements, and guaranties to validate accuracy, completeness, and compliance with approved loan terms Extract and reconcile key loan, participation, guaranty, and covenant data across legal documents, credit memos, and servicing systems, escalating discrepancies as needed Collect, review, and validate KYC and beneficial ownership documentation to satisfy regulatory and BSA/AML requirements Enter, maintain, and validate customer, collateral, covenant, and loan information within nCino and core servicing systems, ensuring data integrity and audit readiness Maintain organized loan files, upload and index documentation, and support audit, quality control, and compliance reviews Coordinate with underwriters, closers, legal counsel, servicing teams, and external parties to resolve exceptions and facilitate accurate loan boarding Monitor loan boarding activities, track outstanding conditions and covenants, and contribute to process improvements, documentation, and training initiatives Qualifications: Bachelor's degree in Finance, Business, Paralegal Studies, or a related field, or equivalent experience 3+ years of experience in commercial lending operations, loan boarding, loan administration, closing, or documentation review Strong knowledge of commercial loan documentation, credit approvals, CRE lending, loan participations, and syndications Experience with nCino or similar loan origination platforms, core loan systems, and loan servicing processes Understanding of KYC, CIP, beneficial ownership, BSA/AML, and regulatory compliance requirements Strong analytical, organizational, and problem-solving skills with exceptional attention to detail Effective communication skills with the ability to identify, document, and escalate discrepancies Proficiency in Microsoft Excel, PDF applications, reporting tools, and workflow automation technologies Proven ability to manage multiple priorities, adapt to changing business needs, and drive work through completion Axos Employee Benefits May Include: Medical, Dental, Vision, and Life Insurance Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year) HSA or FSA account and other voluntary benefits 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading About Axos Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos Pre-Employment Background Check and Drug Test: All offers are contingent upon th