Field Auditor/Examiner at Ally in Getzville, NY

Job description

Ally and Your Career Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need. 
 The Opportunity This role is in our Getzville, NY office. There may be up to 25% travel in this role. The Commercial Bank Auditor with a focus on Health Care Real Estate Loans is responsible for performing collateral audits and identifying collateral risks and providing solutions. This role will conduct and facilitate complex field examinations of borrowers and prospective borrowers’ financial records, with emphasis on validating that financial records represent sound accounting procedures. This function assists in the implementation of collateral control procedures, loan related performance metrics and assessment of clinical compliance. The candidate possesses business acumen, demonstrates creativity and interpersonal savvy, makes timely decisions, attracts, and develops highly qualified direct reports and has excellent presentation and time management skills.

 The Work Itself Performance of collateral exams ensuring productive performance, responsiveness to customer needs, and adherence to prescribed controls, policies, and procedures. Conduct audit report reviews. Manage workload, assignments and scope via pre-loan meetings with the Head of Audit, as necessary. Monitor timely completion and distribution of exams. Regularly visit and interact with field examiners working at borrower location to manage examination procedures and borrower needs. Communicate and escalate significant exam findings / recommendations to the appropriate manager. Manage tracking mechanism for communication, escalation, aging, and resolution of field exam exceptions. Assist in establishing, modifying, and monitoring audit programs and reporting policies/procedures to help ensure compliance with credit policy. Perform periodic examiner and departmental assessments including monthly quality/efficiency analyses, quarterly timeliness analyses and annual staff reviews. The Qualifications We’re Looking For Bachelor's degree in business with an emphasis in accounting or finance preferred, or combination of education and experience 1+ years collateral audit experience in bank asset based lending or commercial finance environment or public accounting firm CPA preferred Advanced Microsoft Office skills Excellent verbal, written, and interpersonal communication skills Extensive knowledge and understanding of asset based lending principles Strong analytical skills including the ability to analyze financial metrics Strong attention to detail 
 Minimum Qualifications 1+ years of experience High school Diploma or GED equivalent 
 How We'll Have Your Back Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family