Director - Consumer Underwriting at Ally in WFH, MI

Job description

Ally and Your Career Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need. 
 The Opportunity The Director of Consumer Underwriting is responsible for the strategic oversight and internal operations for an assigned territory. Ensures appropriate controls are in place to mitigate risk and adherence to established corporate policies and procedures while pursuing operating objectives. Provides oversight in the evaluation and decisioning of consumer offerings within Ally underwriting policies. The Director will lead a team of Consumer Underwriters to achieve business results while developing and maintaining a high level of customer service. Candidates in the Michigan and Illinois area are desired to be within a 50 mile radius of the Ally Detroit Center (500 Woodward, Detroit, MI) OR Downers Grove RBC (3333 Finley, Downers Grove, IL)

 The Work Itself Internal leveraging of information between other areas of expertise. Actively engage matrix partners to identify areas of opportunity within assigned territory. Continually identify and develop company talent. Mentor Consumer Underwriting staff. Establish annual objectives and monitor on-going performance. Address performance concerns and employee issues as appropriate. Continually seek and develop dealer opportunities (application penetration, capture rates, etc), manage conquest efforts, and work to grow Ally's portfolio within assigned territory. Miscellaneous items - handle assigned projects from senior leadership. While this role is considered remote/WFH, there is a high amount of travel required. The Qualifications We’re Looking For 9+ years experience in underwriting and/or auto finance required Leadership experience required Bachelor's degree in business preferred Ability to provide advice/direction in primary areas of expertise. Ability to leverage technical expertise and relationships to contribute to strategy and drive business results. Technical knowledge, project management, and ability to influence others. 
 Minimum Qualifications 9+ years of relevant experience or equivalent combination of education and experience High school Diploma or GED equivalent 
 How We'll Have Your Back Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including: Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level). Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions,