Director, Backend Product Management at Visa in Foster City, CA

Job description

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Visa will accept applications for this role until at least 09-21-2026 Job Description Role Summary Lead product strategy and execution across the full acquiring lifecycle within Visa Acceptance, with accountability for financial processing accuracy, platform scalability, lifecycle completeness, and cross-functional alignment. Job Description This Director-level role is responsible for setting product direction and driving delivery of backend platform capabilities across the full acquiring lifecycle. The role owns the product strategy for the system of record supporting clearing, settlement, funding, pricing, disputes, and risk integration, ensuring financial correctness, operational integrity, and scalable global adoption across the platform. Responsibilities Set product direction for the end-to-end acquiring lifecycle: boarding → capture → clearing → settlement → funding → reporting Lead prioritization and execution of product requirements, APIs, and data models for transaction lifecycle and financial processing Own settlement and funding capabilities including interchange, fee calculation, net/gross settlement, adjustments, and exception handling Drive reconciliation and financial control workflows to ensure consistency between transaction processing, settlement outputs, and reporting Define product strategy for interchange qualification, pricing constructs, and funding behaviors across the lifecycle Partner with senior engineering, architecture, operations, finance, risk, and regional teams to deliver scalable platform services Identify lifecycle gaps, financial discrepancies, and data inconsistencies, and drive resolution through product, technology, and operational improvements Influence cross-functional stakeholders and executive partners to align roadmap priorities, delivery tradeoffs, and platform adoption decisions Enable standardized capabilities that support multi-acquirer, multi-region, and partner-integrated deployment models Use AI/ML, copilots, and agentic tools to accelerate discovery, synthesize requirements, inspect data patterns, summarize operational issues, draft product artifacts, and improve day-to-day execution while maintaining human review and governance. 
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD Preferred Qualifications 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD Communication & Influence: Excellent written and verbal communication skills with the ability to engage executive, technical, and non-technical global audiences Metrics & Impact Driven: Ability to translate customer needs, platform priorities, and operational risks into measurable business outcomes Leadership: Highly accountable, autonomous, and effective at driving clarity, prioritization, and execution in ambiguous environments Technical Depth: Strong systems thinking with ability to engage deeply on APIs, data, SQL, architecture, and platform design with senior engineering leaders Collaboration: Strong cross-functional leadership w