Credit Risk Insights Analyst at U.S. Bank in Warsaw

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other. We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation. We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do. Job Description Job Description About the Role In this role, you will support and help to redesign and transform various wholesale and retail credit risk data and reporting processes to support risk managers, model developers and business lines. You will work with internal customers to ensure their data and reporting needs are met with accuracy, efficiency, and timeliness. Responsibilities will be split between standardized reporting deliverables and project work to enhance data, reporting capabilities, and process improvement. This will include creating and maintaining Power BI dashboards, automating and simplifying recurring processes using Power Automate/Apps, and conducting data research projects by aggregating, integrating, or reassembling information from a variety of data sources and systems by writing database queries in SQL, Python, or other database query languages. You will partner with risk managers, line of business, and data teams to create, implement, maintain, and review the bank’s wholesale credit reports. Your responsibilities Design, develop and automate the reporting processes using Microsoft Power Platform to support credit risk management Develop and maintain an effective relationship with credit portfolio risk managers to design and support credit risk reports across wholesale and retail loan portfolios Design and develop ETL processes to extract, cleanse, and reconcile credit risk data Run weekly, month-end, and quarterly data and reporting processes, ensuring timely and accurate delivery of reports Collaborate with development and implementation teams to ensure alignment of data and execution logic Automate workflows for data capture, testing, documentation, and visualization Create comprehensive documentation and playbooks to promote process consistency and knowledge sharing Explore and apply machine learning (ML) and artificial intelligence (AI) techniques to enhance process efficiency Communicate insights and recommendations to risk managers to support strategic decision-making Our requirements Bachelor’s degree in an appropriate field (Mathematics, Computer Science, Economics, Statistics, Business) or equivalent work experience More than four years of applicable experience Demonstrated ability to design and develop interactive Power BI dashboards that effectively visualize and communicate data Proven proficiency in writing and optimizing SQL queries for data extraction, transformation, and analysis Strong analytical thinking, problem-solving and decisi