CRA Officer (may be remote within the Civista Bank footprint) at Civista Bank in Dublin, OH

Job description

Description Make an impact where banking and community come together. Civista Bank is seeking an experienced CRA Officer to lead our Community Reinvestment Act strategy and help strengthen the communities we serve. This role is an opportunity to combine your knowledge of CRA regulations with relationship building, community development, and strategic thinking to identify meaningful opportunities that support individuals, businesses, and neighborhoods throughout Civista’s footprint. If you are passionate about community banking and want your work to make a visible difference, we invite you to join the Civista team. Position Purpose: The CRA Officer is responsible for the administration, oversight, and execution of the Bank's Community Reinvestment Act (CRA) program. This position ensures compliance with all applicable CRA regulations, develops and implements community reinvestment strategies, fosters relationships with community organizations and stakeholders, and promotes initiatives that support the credit and financial services needs of low- and moderate-income (LMI) individuals and communities. The CRA Officer serves as the Bank's subject matter expert on CRA compliance and community development activities and works collaboratively across business lines to support regulatory objectives, strategic initiatives, and community impact goals. The position is responsible for monitoring CRA performance, preparing regulatory reports and examinations, identifying opportunities to enhance CRA activities, and promoting a culture of community engagement throughout the organization. Description of Duties, Responsibilities and Expectations CRA Strategy and Program Administration Develop and implement short- and long-term CRA strategies aligned with the Bank's strategic plan and community development objectives. Evaluate the effectiveness of CRA initiatives and recommend enhancements to improve performance and community impact. Monitor changing regulatory requirements, industry trends, and best practices related to CRA compliance and community development. Coordinate the Bank's overall CRA program and ensure activities are aligned with regulatory expectations and organizational goals. Support the Bank's commitment to serving low- and moderate-income individuals, neighborhoods, and underserved markets. Regulatory Compliance and Reporting Ensure ongoing compliance with the Community Reinvestment Act and related regulatory requirements. Maintain CRA policies, procedures, and documentation to support regulatory compliance. Prepare and submit required CRA reports and analyses for regulatory agencies, executive management, and internal stakeholders. Coordinate and manage CRA examinations, audits, and regulatory reviews. Monitor and assess CRA performance data and recommend corrective actions when necessary. Serve as the primary liaison with regulators regarding CRA-related matters. Community Engagement and Outreach Develop and maintain relationships with community organizations, nonprofit agencies, government entities, economic development groups, and other community stakeholders. Identify opportunities for community development investments, services, partnerships, and outreach initiatives. Represent the Bank at community events, meetings, public forums, and industry associations. Promote the Bank's community development efforts and increase awareness of available financial services and programs. Maintain documentation of community contacts, development activities, and outreach efforts for CRA purposes. Cross-Functional Collaboration Partner with Compliance, Lending, Retail Banking, Marketing, Mortgage, and other business units to support CRA objectives. Facilitate communication and coordination among departments involved in community development and reinvestment activities. Provide guidance to management and business partners regarding CRA opportunities and regulatory expectations. Assist lines of business in identifying products, services, and