Compliance Assurance Testing & Monitoring Analyst at Marqeta

Job description

Marqeta's Compliance Testing and Monitoring team operates as an independent function within the compliance organization, designing and executing controls testing across the full lifecycle of Marqeta's card programs to ensure regulatory requirements and bank partner obligations are met. As one of Marqeta’s Compliance Assurance Testing & Monitoring Analysts , you will be on the team that independently evaluates whether compliance controls are actually working, not just whether they exist on paper. In this roll you will execute controls testing across compliance domains including BSA/AML, Reg E, Reg Z, CDD/EDD, complaints and dispute resolution; review transaction records, onboarding files, and program documentation to assess control performance against regulatory standards and internal policy; document findings with clarity and precision, contributing to reports that reach bank partners, senior leadership, and regulators; support issues and remediation tracking by monitoring open findings through to closure and following up with program owners; and contribute to reporting and metrics that give Marqeta and its partners a clear, current picture of compliance control health. This role can be performed in a hybrid work model (Tuesday, Wednesday, Thursday onsite) from our Warsaw office. We’d love for you to join us! The Impact You’ll Have Your findings will directly inform how Marqeta and its program partners remediate compliance gaps, reducing regulatory and reputational risk across a portfolio of programs that operate at significant scale. The controls testing you execute will serve as a critical input into Marqeta's bank partner relationships, including examinations and audits. Your work will contribute directly to a compliance program that is evolving rapidly, giving you the opportunity to shape how testing is done at Marqeta, not just execute a playbook someone else wrote. Who You Are 0 to 2 years of experience in compliance, audit, risk, financial services, or a related field; we will consider exceptional recent graduates with relevant coursework or internship experience Foundational understanding of U.S. financial services regulation, including at least one of the following: BSA/AML, Reg E, Reg Z, CDD/EDD, or consumer complaints frameworks Strong written communication skills Demonstrated ability to work carefully with detailed information, identify inconsistencies, and follow a structured methodology Nice-To-Haves Exposure to fintech, payments, or card program compliance specifically Familiarity with issue tracking or audit management tools such as Optro/AuditBoard, or similar platforms Your Manager Lyndsay Anderson, Sr Manager, Compliance Assurance & Testing Recruiter For This Role Aga Wojciechowska Typical Process Application Submission Recruiter phone call Hiring manager video call Virtual “Onsite” consisting of 2-3, 45 min calls Offer! Compensation and Benefits When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this full-time position, reflected in PLN , is: 117,200 - 146,500. The bonus target for this position is 10% of the applicable base salary, subject to the plan terms and meeting eligibility requirements. Along with monetary compensation, Marqeta currently offers: Monthly stipend for your home office equipment and connectivity Annual development stipend to support your growth and development Pension Scheme provided by Allianz Life Assurance by Unum Employee health insurance through LUXMED with employee cover paid at 100% by Marqeta Four floating holidays as additional paid days off to annual leave entitlement In-office amenities including: drinks and snacks, wellness room, dedicated barista, community events onsite MultiSport Plus membership offerings About Marqeta Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up