Commercial Real Estate Underwriting Analyst at Reinsurance Group of America in Chesterfield, MO

Job description

You desire impactful work. You’re RGA ready RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies , we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. A Brief Overview Provides high-quality, value-added and timely pre and post-closing services to Real Estate Underwriting associates, Real Estate attorneys, Closing associates, and RGA’s Regional Real Estate Offices. Pre-closing activities rent roll and operating expense analysis, initial loan setup in PLM, review of property leases, borrower organizational documents, and review and analysis of real estate market data. Post-closing activities include working with real estate asset management, closing, and servicing to communicate specific loan terms and enable efficient processing of borrower requests. Pre and post-closing activities are extremely time sensitive to meet deadlines for loan closings as well as posting collateral with the FHLB. What you will do Assist in the preparation of credit presentations under the guidance and direction of Director(s) of Underwriting. Support the development of recommendations by compiling information related to the real estate securing the loan, property income characteristics, market and submarket conditions, and transaction economics. Assist with property inspections and support the development of market analyses, rent and sales comparable analyses, major tenant analyses, borrower analyses, and lease reviews for inclusion in Underwriter credit presentations. Assist in reviewing and summarizing appraisals, property condition reports, environmental reports, leases, rent rolls, operating statements, borrower organizational documents, and tenant and borrower financial statements to help identify potential risks associated with new commercial mortgage loan investments. Support the Director(s) of Underwriting in coordinating with closers and internal and external legal counsel to help ensure loans meet regulatory requirements and are closed in accordance with approved terms. Assist underwriters and closers in maintaining loan production data for loans in process, including yield and credit characteristics, and support reporting provided to the Director(s) of Underwriting and other members of the CML team. Assist in the development of loan ratings by compiling and analyzing credit characteristics of new loans to support evaluation of potential losses and appropriate market values. Act as a liaison between Asset Management and Underwriting to review the Asset Managers annual quality ratings and compare them to initial underwriting for a selected number of loans. Perform data entry and assist with quality control reviews of mortgage loan data maintained in RGA’s Loan Management System. Work with underwriters, closers, and servicing staff to help ensure data accurately reflects the underwriting characteristics of each new loan. Assist in producing and maintaining loan production reports and coordinate with the information technology department as needed. Support the Director(s) of Underwriting in evaluating the credit quality of commercial mortgage loan portfolios under consideration for purchase in connection with potential future reinsurance business for RGA. Qualifications Education and Experience Required: BS in business, economics, finance or equivalent experience 3+ years of investment-related or commercial real estate experience OR Master’s, MBA Preferred: Masters in Business Administration, Real Estate, or Finance CFA or CCIM Designation Prior experience analyzing CMBS or other Real-Estate related structured securities Prior experience managing in investment management for insurance client assets Skills and Abilities Required: Tec