Assistant General Counsel, Regulatory at Happen in San Francisco, CA

Job description

Current Employees of Happen Bank: Please apply via your internal Workday Account Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more. About the Role This role requires high-quality legal analysis and exceptional judgment. You must have strong oral and written communication skills, excellent interpersonal and influencing skills, an ability to anticipate and deliver legal support to satisfy the needs of a dynamic business team, and the flexibility to manage a variety of assignments at a time. What You'll Do You will deliver strategic and tactical legal support for all aspects of our activities in the consumer finance industry and across all stages of our members’ experiences You will serve as a trusted advisor and partner to business teams, including advising and partnering on the development of new products and services, training and advising on consumer finance and other laws and regulations applicable to our business, third party management activities, marketing materials, and drafting and negotiating partnership and other business agreements You will assist in monitoring and analyzing federal, state, and local regulatory developments concerning lending, servicing, and other activities that may impact our marketplace and engage with our business partners to ensure understanding of the same and operational readiness You will partner with our Compliance and Risk teams to ensure comprehensive risk support, including assisting in the investigation of and response to consumer complaints and the management of internal and external compliance reviews and examinations, including regulatory exams by government agencies You will collaborate with team members to identify issues and improve existing processes and procedures to ensure consistent interpretation and application of legal requirements across Happen Bank’s marketplace You will drive and support other matters in support of Happen Bank’s strategic objectives You will assist the Legal Department in support of any other assignments that may be assigned to you You may oversee other legal team members and support them in accomplishing some or all of the above responsibilities and objectives About You J.D. from an accredited law school and licensed, in good standing, in one or more states to practice law (not necessary to be licensed in the states where Happen Bank has offices) You must have at least 10 years of combined law firm, government and/or in-house legal department experience, and at least 8 years of experience in consumer finance law and regulations with a preference for at least part of the 5 years in-house at a bank, credit union or consumer lending fintech You must have demonstrated experience advising on some or all of the following laws and regulations: TILA/Regulation Z; ECOA/Regulation B; FCRA/Regulation V; BSA/AML; EFTA/Regulation E; TCPA, TSR, CAN-SPAM, and/or state law analogues; FDCPA and/or state law analogues; UDAAP; and GLBA/Regulation P You adapt well to a rapidly changing business environment and thrive on innovation and change You are comfortable in a legal support role that extends beyond delivery of advice to getting involved in the hands-on execution and implementation of legal advice with business partners You can manage multiple transactions or tasks, take on new responsibilities, and advise on novel issues You have the proven ability to develop collaborative relationships with internal partners and external customers, with comfort interacting with a