Asset Liability Analyst at Origin Bank in Frisco, TX

Job description

Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us. Job Description The Asset Liability Analyst role will assist with analyzing Origin’s interest rate, capital, and liquidity risk position through modeling, analyzing data, and making recommendations to help ensure risk remains within acceptable limits to the bank. This role will prepare information and reports for ALCO in support of governance process. It will also analyze data and models in order to make recommendations regarding the net interest margin, the bank's key measure of profitability. Duties and Responsibilities include the following. Performs complex analysis and measurements in the areas of interest rate risk, capital risk, liquidity risk, asset liability forecasting and other cash flow risk measurements. Analyze model inputs and data feeds (outputs) for accuracy. Review user reporting, providing appropriate analysis and alerting management to anomalous results. Utilize data to create trend analyses for monitoring assumptions and market risk activities. Responsible for processing and accuracy of the company’s Funds Transfer Pricing (FTP). Basic understanding of FTP and other internal profitability metrics. Utilizes models and knowledge base for annual internal stress testing. Ensures accuracy of models through back-testing process and review of key results. Recommend model improvements and updates as needed. Develop / enhance documentation to align with internal Model Validation standards. Supervisory Responsibilities This position does not have supervisory duties. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university in Finance, Economics, Data Analytics, or related field required; from 1 to 3 years of experience involving analytics of a bank or other financial institution preferred. Must have knowledge of asset liability management in a banking environment. Computer Skills To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Word and Excel. Ability to use basic office machines. Bank Culture/Customer Service Skills Promotes the Bank’s culture, including the support of our Brand promise and Core Values. Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank. Physical Demands While performing the duties of this job, the employee is frequently required to sit; use hands to operate standard office equipment, talk and hear. The employee is occasionally required to stand; walk; reach with hands and arms; climb or balance and