Senior Business Analyst, Liquidity, Market, and Capital Risk Oversight at Capitalone

Job description

Senior Business Analyst, Liquidity, Market, and Capital Risk Oversight As a Senior Business Analyst in Liquidity Market Capital Risk Oversight (LMCRO), you will apply your strategic and analytical skills to review and challenge the credit loss forecasts for our various lines of business that inform the Company’s quarterly allowance and annual stress testing estimates. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. Specific responsibilities include, but are not limited to: Analysis: Identify explicit and implicit assumptions, limitations and weaknesses of credit loss estimation frameworks and raise conceptual or tactical challenges to pressure test the appropriateness of the loss projections Managing Credit Risk: Support step-change improvements in credit loss estimation frameworks by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis Execution: Help to develop, enhance and implement sustainable processes to identify, communicate, and document challenges to the loss estimation approaches and their resolution Partnership: Work closely with colleagues across Capital One Credit Risk Management, Finance and other teams to drive effective oversight of loss forecasts Strategic & analytic orientation: A proven track record of problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the role is based on rigorous analytic credit risk management Strong judgment, leadership and integrity: Be able to prioritize among competing priorities while bringing a healthy, diligent, yet empathetic approach to the oversight function Strong communication skills: Great written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills Clear results orientation: Display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment Successful track record of thriving in a fast paced, and dynamic environment. Basic Qualifications: At least 2 years of professional experience performing analysis Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field) A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration Preferred Qualifications: Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering 1+ years of experience in Statistical model building 1+ years of experience in market research 1+ years of experience in SQL querying 2+ years of experience in business analysis 1+ years of experience in consulting Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries fo